Local
Learn about the people, housing, costs and businesses in Houma, Louisiana
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Houma.
True all-in cost — P&I, taxes, insurance & utilities for homes in Houma.
Find and compare lenders active near Houma.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Houma.
Seismic risk and earthquake insurance estimates for Houma.
Wildfire exposure and insurance estimates for Houma.
Cost of living, demographics, and community profile
Mortgage rates for Houma are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for HoumaThe median home value in Houma is $190k. The median monthly rent is $1,000. Annual property taxes average $766. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Houma have increased 10.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,001/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $43k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Houma is $64k/year.
Calculate your buying powerThe largest employment sectors in Houma are public administration (20%) and healthcare (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.