Local
Learn about the people, housing, costs and businesses in Live Oak County County
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Live Oak County.
True all-in cost — P&I, taxes, insurance & utilities for homes in Live Oak County.
Find and compare lenders active near Live Oak County.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Live Oak County.
Seismic risk and earthquake insurance estimates for Live Oak County.
Wildfire exposure and insurance estimates for Live Oak County.
Cost of living, demographics, and community profile
Mortgage rates for Live Oak County are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for Live Oak CountyThe median home value in Live Oak County is $151k. The median monthly rent is $959. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Live Oak County have increased 17.4% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $705/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Live Oak County is $56k/year.
Calculate your buying powerThe largest employment sectors in Live Oak County are public administration (20%) and wholesale trade (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas