Safe Rate Local
Learn about the people, housing, costs and businesses in Medford
Select a topic to explore real data for Medford.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Medford.
Estimate payments for homes in Medford.
People, housing & businesses in Medford.
Find and compare lenders active near Medford.
Homeowners, flood & wildfire estimates for Medford.
Income, rent and all-in ownership costs for Medford.
FEMA flood zones and flood insurance estimates for Medford.
Seismic risk and earthquake insurance estimates for Medford.
Wildfire exposure and insurance estimates for Medford.
Mortgage rates for Medford are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for MedfordThe median home value in Medford is $441k. The median monthly rent is $1,461. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Medford have increased 3.7% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,419/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $61k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Medford is $76k/year.
Calculate your buying powerThe largest employment sectors in Medford are public administration (26%) and healthcare (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.