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Muncie

Learn about the people, housing, costs and businesses in Muncie

Median Home$134,067
Median Rent$920/month
Population112,280
Leading IndustryPublic Administration29% of local workforce
Home Value Growth⬆⬆+14.2% over 2 years
Young Adults36% of residentswell above average
Homeowners66% of occupied units
NotableAffordable Market$134k median home · lower cost than 98% of the country
NotableTransit81/100 · excellent transit access
Muncie

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Local Mortgage Rates

FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Muncie.

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Local Mortgage Calculator

Estimate payments for homes in Muncie.

Est. All-In Cost$873 per month
Property Tax$93 per month
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Muncie Community Profile

People, housing & businesses in Muncie.

Population112,280
Homes51,635
Amenity Score57/100
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Local Mortgage Lenders

Find and compare lenders active near Muncie.

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Local Insurance Estimates

Homeowners, flood & wildfire estimates for Muncie.

Est. Homeowners$60 per month
Est. Flood$23 per month
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Cost of Living

Income, rent and all-in ownership costs for Muncie.

Median Income$4,859 per month
Median Rent$920 per month
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Flood Risk

FEMA flood zones and flood insurance estimates for Muncie.

Est. Flood Ins.$23/mo
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Earthquake Risk

Seismic risk and earthquake insurance estimates for Muncie.

Est. Earthquake Ins.$2/mo
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Wildfire Risk

Wildfire exposure and insurance estimates for Muncie.

Est. Wildfire Ins.$0/mo
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Frequently Asked Questions

What are today's mortgage rates in Muncie?›

Mortgage rates for Muncie are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.

View current rates for Muncie
What is the median home price in Muncie?›

The median home value in Muncie is $134k. The median monthly rent is $920. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Muncie?›

Home values in Muncie have increased 14.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Muncie?›

Based on a typical all-in ownership cost of $873/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $37k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Muncie is $58k/year.

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What industries drive the economy in Muncie?›

The largest employment sectors in Muncie are public administration (29%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.