Local
Learn about the people, housing, costs and businesses in San Francisco, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in San Francisco.
True all-in cost — P&I, taxes, insurance & utilities for homes in San Francisco.
Find and compare lenders active near San Francisco.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for San Francisco.
Seismic risk and earthquake insurance estimates for San Francisco.
Wildfire exposure and insurance estimates for San Francisco.
Cost of living, demographics, and community profile
Mortgage rates for San Francisco are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for San FranciscoThe median home value in San Francisco is $1.4M. The median monthly rent is $2,541. Annual property taxes average $9k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in San Francisco have increased 3.0% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,679/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $115k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in San Francisco is $146k/year.
Calculate your buying powerThe largest employment sectors in San Francisco are public administration (24%) and healthcare (20%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.