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Learn about the people, housing, costs and businesses in San Mateo County County
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in San Mateo County.
True all-in cost — P&I, taxes, insurance & utilities for homes in San Mateo County.
Find and compare lenders active near San Mateo County.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for San Mateo County.
Seismic risk and earthquake insurance estimates for San Mateo County.
Wildfire exposure and insurance estimates for San Mateo County.
Cost of living, demographics, and community profile
Mortgage rates for San Mateo County are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for San Mateo CountyThe median home value in San Mateo County is $1.5M. The median monthly rent is $2,980. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in San Mateo County have increased 11.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $3,135/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $134k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in San Mateo County is $167k/year.
Calculate your buying powerThe largest employment sectors in San Mateo County are healthcare (22%) and public administration (21%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas