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Saratoga County

Learn about the people, housing, costs and businesses in Saratoga County County

Median Home$364,111
Median Rent$1,430/month
Population238,284
Leading IndustriesArts, Food & Hospitality · Healthcare · Professional Services10% arts, food & hospitality
Home Value Growth⬆⬆+17.8% over 2 years
Young Adults26% of residents
Homeowners72% of occupied units
NotableHigh Incomes$106k/year · top 5% nationally
NotableHighly Educated25% bachelor's · 15% graduate · top 8% nationally
Saratoga County
NY

Frequently Asked Questions

What are today's mortgage rates in Saratoga County?

Mortgage rates for Saratoga County are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.

View current rates for Saratoga County
What is the median home price in Saratoga County?

The median home value in Saratoga County is $364k. The median monthly rent is $1,430. Annual property taxes average $5k. Home values are based on U.S. Census Bureau American Community Survey estimates.

Are home values rising in Saratoga County?

Home values in Saratoga County have increased 17.8% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.

How much income do you need to buy a home in Saratoga County?

Based on a typical all-in ownership cost of $1,528/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $65k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Saratoga County is $106k/year.

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What industries drive the economy in Saratoga County?

The largest employment sectors in Saratoga County are public administration (25%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.

🗺️ Nearby Areas

Adjacent counties and areas