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Learn about the people, housing, costs and businesses in Waco
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Waco.
Estimate payments for homes in Waco.
People, housing & businesses in Waco.
Find and compare lenders active near Waco.
Homeowners, flood & wildfire estimates for Waco.
Income, rent and all-in ownership costs for Waco.
FEMA flood zones and flood insurance estimates for Waco.
Seismic risk and earthquake insurance estimates for Waco.
Wildfire exposure and insurance estimates for Waco.
Mortgage rates for Waco are updated daily on Safe Rate using live investor pricing. Rates depend on your credit score, loan type (Conventional, FHA, VA, Jumbo), and down payment. A 30-year fixed rate is the most common product for home purchases.
View current rates for WacoThe median home value in Waco is $228k. The median monthly rent is $1,211. Annual property taxes average $3k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Waco have increased 7.3% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,182/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $51k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Waco is $71k/year.
Calculate your buying powerThe largest employment sectors in Waco are public administration (25%) and retail (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.